Background screening
Bankruptcy Check
Confirm whether a candidate is, or has been, bankrupt or party to an insolvency arrangement. Searched directly on the official national register of personal insolvency.
- From $56.90 incl. GST
- 1–2 days typical turnaround
- AFSA verified at source
- Permanent record the NPII is a public index
What we offer
Product information
One official source. The Australian Financial Security Authority maintains the National Personal Insolvency Index, the national register of personal insolvency, and this check searches it directly.
What it is
- Searches the Australian Financial Security Authority’s National Personal Insolvency Index (NPII), the official register of personal insolvency in Australia.
- Confirms whether a candidate is, or has been, bankrupt or party to a debt agreement or personal insolvency agreement.
What it doesn't cover
- A full credit history — bankruptcy records show insolvency only
- A criminal record — bankruptcy is a civil matter
- Company insolvency — that sits with the Directorship check
A discharged bankruptcy is context for a conversation, not an automatic decline.
How it works
Easy Ordering and Fast results
CheckPro handles the whole process for you end to end and communicates directly with the candidate. You get notified when the result is ready.
Select Check
Select the Bankruptcy Check and add it to a package or run it standalone.
The order is automatically emailed to the candidate.
Candidate Form
The candidate completes the application online and provides their consent, personal information and ID documents.
Records Verified
CheckPro then verifies all the information is accurate and runs it against the Australian Financial Security Authority’s National Personal Insolvency Index to confirm the results.
Report Delivered
Results are consolidated and securely sent to your portal for your review. You will get an instant notification to keep you in the loop.
What we collect from the candidate
To run a Bankruptcy Check, the candidate is asked to provide the following documentation and information:
- One of the following identity documents:
- Australian driver licence
- Australian or international passport
- Australian Medicare card
- Personal contact information
- Two most recent residential addresses
- Their express consent to the screening, given once when they complete the form
From$56.90incl. GST
Order nowAll prices include GST. Delivery times are estimated business days based on typical cases; they depend on third-party record holders and are a guide, not a guarantee.
Frequently asked questions
No. A discharged matter is context, not an automatic decline. What matters is whether financial standing is genuinely relevant to the role.
Bankruptcy typically lasts three years and one day from filing, but the record of it remains on the National Personal Insolvency Index permanently. The index is a public record, so a discharged bankruptcy is still visible after the bankruptcy itself has ended.
No. Company matters sit with the Directorship Check, which searches ASIC registers for directorships and disqualifications. This check covers personal insolvency only.
The discrepancy is flagged for review. Results are checked against what the candidate declared, so a mismatch is reported to you rather than passed over.